My Instincts: Expense Tracker

My Instincts turns the bank, UPI and card notifications you already get into a private expense tracker on your phone. No SMS permission. No bank login. No account. Nothing is uploaded.

WHAT YOU GET • Weekly and monthly spend from bank and UPI alerts • Bills due, subscriptions, autopay mandates and pending refunds • Trips and deliveries as a secondary glance • Ask: what you spent, bills due, pending refunds, next trip — answered on your phone • Tap any amount to see the alert it came from

WHAT IT CAN'T DO • No history from before you install, unless you import a bank statement (Pro) • It needs notification access to read bank and UPI alerts • Android may hide some sensitive bank alerts from apps like this — you can share the text, import a statement, or add a charge by hand • It is not a loan app, not an ad platform and not a cloud assistant

PRIVACY Everything is processed and stored on your phone, encrypted. There are no ads, no analytics and no servers. You can delete all data in Settings or by uninstalling.

No ads. No loans. No data sale.

PRO (OPTIONAL) History beyond 90 days, CSV export, statement import, subscriptions and mandates, and the home widget. One-time unlock or a low annual plan.